Tools
Mortgage Payment Calculator
Estimate your full monthly payment — principal, interest, taxes, insurance, HOA, and PMI. Adjust the inputs to see how each factor changes your number.
Your inputs
$350,000
$
20% · $70,000
%
7%
%
$7,500
$
$2,400
$
$0
$
Estimated monthly payment
$2,688/mo
Principal & interest$1,863
Property tax$625
Homeowners insurance$200
Loan amount$280,000
Down payment$70,000
What's included and excluded
This estimate includes principal, interest, property tax, homeowners insurance, HOA (if any), and a rough PMI estimate. It excludes closing costs, prepaid escrow, and any special assessments. The PMI figure is a rough estimate only — actual PMI varies by lender, credit, and loan type. Property taxes and insurance vary significantly by location and property.
Estimate only. Not a loan offer, rate quote, or approval. Rates, taxes, insurance, and fees vary and are subject to change. Your actual payment depends on your credit, the property, and lender-specific terms.