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Terms of Use

[NEEDS COMPANY COMPLIANCE REVIEW] — These terms are a placeholder and must be reviewed and finalized by LendSmart Powered by APM compliance before publishing.

This website is provided by John Money McKinley, NMLS #221964, LendSmart Powered by APM, NMLS #1850, for educational purposes only.

Educational purposes only

The content on this website is for general information and education. It is not a commitment to lend, a rate quote, or an approval. All loans are subject to credit approval, underwriting, and property eligibility. Programs, rates, and terms vary and are subject to change without notice.

No professional advice

Information on this site does not constitute financial, tax, or legal advice. Consult appropriate professionals for advice specific to your situation.

Use of forms

Forms on this website collect limited contact and inquiry information. Do not submit Social Security numbers, account numbers, or sensitive financial documents through these forms.

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